Medical Health Insurance - Do Not Leave Home Without It

At one point when I was eighteen, I was offered a health insurance plan. I was in

the prime of health; what could possibly happen to me to require that I have

health insurance? There was no way I could afford to pay a

hospital bill if I broke a leg.

Even if you never got sick, there are always accidents waiting to happen. If you were

in a car accident or broke a leg, you would be very happy that you had health

insurance.

Doctor and hospital bills are astronomical, and very few people can

afford to pay them out of pocket. Even if you do have to pay a deductible, it

will not compare to the total bill if you go into the hospital after an

accident.

If you have medical insurance, you do not have to worry about these things. The

medical insurance company takes care of all of the doctor and hospital expenses.

You will be very happy you had medical insurance if you are ever in an accident.

You cannot count on never having an accident or never getting sick. We need to have health insurance during the good times to make sure it

is there during the bad times when we need it.

Major Medical Health Insurance For Families

Executif Summary About Medical Health Insurance By Kevin Stith

Health Insurance is an important security measure advisable to all individuals for ensuring a financial support during any medical calamity in the family. Insurance buyers need to know the policy they are applying for, thoroughly and then decide to accept the insurance terms of the company.

The insurer pays a monthly payment known as the premium, towards his health insurance policy. In the United States, health insurance is available in various types such as the private health insurance, publicly funded health insurance, Medicare, Medicaid, and short term medical.

Private health insurance is purchased at a constant premium rate, without any guarantee that the premium will not increase if the policy is renewable. Publicly funded health insurance is a socialized health care facility wherein the citizens pay for each other’s insurance policies with tax payment deductions. While applying for a major health insurance policy the insurer needs to furnish details of any earlier health hazards, medical history, any major medical expense incurred and the name of the diseases are few of them.