Monday, April 6, 2009
Individual or Family Health Insurance Options
As more and more individuals working at home with or without families find themselves without some kind of group health insurance. Sometimes even working at a job, no health insurance is even offered.
Thousands of hard-working people in every state are making dangerous choices: No health insurance at all! You have to determine whether you are young if I really need the insurance. There are other types of insurance that gives you a discount on all your doctor and hospital bills.
Health insurance is not cheap but if you are over 35 years old, you probably should rethink whether you need individual or family health insurance coverage or is the discounted health insurance really right for you.
If you are an individual you might pay $400 getting the insurance privately but if you have a family you may pay $700+ each month just for an HMO. Can you afford that? If you are a college student, check with a college to see what their health insurance may cover. Otherwise, there are insurance companies that offer health insurance for college students.
This is not legal advice or any type of advice for you to get insurance or not.
Health Insurance Options & Free Clinics
Summary about Health insurance Options By Michael Perry
A growing number of people are forced to cope with a life lacking health insurance. For some, it’s a job that doesn’t offer coverage or a lack of employment altogether. When accepting a new employment position, applicants should consider the availability of health insurance.
Some employers provide it free of charge, while others charge employees a small fee for enrollment. A simple telephone call is all that it takes to learn which agencies will and will not offer health insurance. Some agencies require that the individual take a medical physical prior to being granted coverage, while others will not.
For those who cannot afford any type of health insurance, hospitals often provide a monthly payment plan for patients who do not have other coverage. Health insurance is the best way to ensure that an individual’s medical expenses be covered, even if it is a minimal amount of coverage. Even if it is temporary insurance, which is offered to individuals who are between jobs or find themselves temporarily without coverage, health insurance is a necessity .
Thousands of hard-working people in every state are making dangerous choices: No health insurance at all! You have to determine whether you are young if I really need the insurance. There are other types of insurance that gives you a discount on all your doctor and hospital bills.
Health insurance is not cheap but if you are over 35 years old, you probably should rethink whether you need individual or family health insurance coverage or is the discounted health insurance really right for you.
If you are an individual you might pay $400 getting the insurance privately but if you have a family you may pay $700+ each month just for an HMO. Can you afford that? If you are a college student, check with a college to see what their health insurance may cover. Otherwise, there are insurance companies that offer health insurance for college students.
This is not legal advice or any type of advice for you to get insurance or not.
Health Insurance Options & Free Clinics
Summary about Health insurance Options By Michael Perry
A growing number of people are forced to cope with a life lacking health insurance. For some, it’s a job that doesn’t offer coverage or a lack of employment altogether. When accepting a new employment position, applicants should consider the availability of health insurance.
Some employers provide it free of charge, while others charge employees a small fee for enrollment. A simple telephone call is all that it takes to learn which agencies will and will not offer health insurance. Some agencies require that the individual take a medical physical prior to being granted coverage, while others will not.
For those who cannot afford any type of health insurance, hospitals often provide a monthly payment plan for patients who do not have other coverage. Health insurance is the best way to ensure that an individual’s medical expenses be covered, even if it is a minimal amount of coverage. Even if it is temporary insurance, which is offered to individuals who are between jobs or find themselves temporarily without coverage, health insurance is a necessity .
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