Affordable Student Health Insurance

Most educational institutions in the United States require a student to have
at least a minimum amount of health care insurance. Check to see if you are covered for health insurance under your parent’s

existing insurance plan. If you were previously covered under your parent’s
health insurance before going to school, your parent’s insurance company may
offer to continue your benefits for another 18 months.

Your college or university will probably offer you a choice of health care plans
– some of these may be group plans offering coverage through a Health
Maintenance Organization (HMO) or a Preferred Provider Organization (PPO) If you
are going to school outside an area with HMO or PPO coverage, you may pay more
for your health insurance.

Health insurance plans for students have the usual exclusions and restrictions –
they may not cover you in the event of a pre-existing condition.

Affordable Student Health Insurance


Executif Summary About Students Health Insurance By Kevin Stith


Most educational institutions in the United States require students to have at least minimum Health Insurance. As a student, you probably have access to a number of Health Insurance plans offered by your educational institution.

Some of these are essentially group Health Insurance plans that offer services through either a Preferred Provider Organization (PPO) or a Health Maintenance Organization (PPO). These options are cheaper than if you tried to get individual Student Health Insurance. Be aware of the conditions not covered under your Student Health Insurance.

To help you understand comparisons when you shop for the most affordable Student Health Insurance, you need to understand the basic terminology of Health Insurance

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